Specialty Lines
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December 11, 2025
Ore. Ski Areas Face High Insurance Costs, Carrier Withdrawal
Ski areas in Oregon are one of the latest industries to feel the strain of rising liability insurance costs, compounded by one of the state's insurance brokers leaving the market this fall, as operators are forced to weigh passing costs on to patrons as legislative reform stalls, experts told Law360.
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December 11, 2025
Professor Highlights Climate Risks' Threats To Home Values
Climate perils have depressed home values in some of the riskiest real estate markets as insurers charge homeowners more for coverage to offset the cost of protecting against risks like hurricanes and fires, according to newly updated research. Here, Law360 talks to Philip Mulder, a risk and insurance professor, who updated a study tying insurance costs to climate risks to include more data and information on threats to home values.
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December 11, 2025
Life Insurers Exempt From Ill. Genetic Privacy Law, Court Says
An Illinois state appeals court affirmed the dismissal of a man's suit claiming two State Farm life insurers violated Illinois' genetic information privacy law, finding a section barring the use of genetic protected health information for underwriting purposes does not apply to life insurance companies.
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December 11, 2025
Blackstone Credit Inks $1B Partnership With Small Biz Lender
Blackstone Credit & Insurance has reached a $1 billion partnership with small business lender Harvest Commercial Capital to acquire business loans secured by first-lien mortgages on owner-occupied commercial real estate.
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December 11, 2025
Insurance Litigation Week In Review
AMC can seek coverage for a $99.3 million stock settlement with theater chain shareholders, two AIG units needn't cover a firearms retailer accused of contributing to gun violence, and a home insurer must cover a $1 million settlement for injuries a man suffered after taking LSD.
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December 10, 2025
Retailer Not Covered In Ghost Gun Suits, 2nd Circ. Affirms
Two AIG units have no duty to defend or indemnify a Texas-based firearm retailer accused of contributing to gun violence by selling unfinished components used to assemble what are known as ghost guns, the Second Circuit affirmed Wednesday, saying the underlying claims do not allege harm caused by an accident.
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December 10, 2025
Crypto Bankruptcy Trust Can Tap D&O Policy, Judge Rules
A Texas bankruptcy judge has found that a directors and officers liability insurer was wrong to refuse a reasonable $4.65 million settlement demand from the trustee overseeing the wind-down of former cryptocurrency data miner Compute North Holdings, but that the court can't force the carrier to accept it.
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December 09, 2025
AmTrust Says Insurer Must Cover Securities Suit Losses
A British insurance company wrongfully denied excess directors and officers coverage for underlying securities fraud litigation, AmTrust says in a suit filed in New York federal court Monday, saying the insurer must provide coverage since its primary policy and other excess policies have already been exhausted.
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December 09, 2025
NJ Drugmaker, Chubb Settle $6.5M Defense Costs Suit
A New Jersey pharmaceutical company and Chubb have reached a settlement to end a lawsuit alleging the insurer owes nearly $6.5 million in outstanding legal fees stemming from a multibillion-dollar arbitration dispute over the development of a COVID-19 drug, according to a stipulation of dismissal from the companies.
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December 09, 2025
Medical Appliance Co. Seeks Coverage For SEC Investigation
A Connecticut-based medical device technology company told a federal court that its insurer wrongfully denied coverage for an investigation by the Securities and Exchange Commission, alleging in a new lawsuit that the federal government's inquiry into the company's insured members triggered its directors and officers policy.
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December 09, 2025
Marsh Rival Wants Out Of Employee Poaching Scheme Suit
An insurance company accused by Marsh & McLennan Agency of poaching an employee has asked a Manhattan federal judge to dismiss Marsh's suit, saying the court had no jurisdiction because the claims had not been sufficiently tied to New York.
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December 09, 2025
Insurer Berkshire Faces $750K Claim Over Navy Project Bill
An electrical subcontractor asked a Virginia federal court to help it collect nearly $750,000 from Berkshire Hathaway Specialty Insurance Co. under a payment bond for work at a Navy facility in Chesapeake.
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December 08, 2025
Liberty Seeks Excess Insurer Repayment For $21.3M Verdict
A Berkshire Hathaway unit must cover Liberty Insurance Underwriters Inc.'s portion of a $21.3 million jury award in a personal injury case, Liberty said in a new federal complaint, arguing the unit unreasonably failed to resolve the case before trial despite multiple settlement offers.
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December 08, 2025
Insurer Needn't Cover Jewish Group's $7.5M Wire Fraud Claim
A Jewish nonprofit organization isn't entitled to coverage for a fraudulent $7.5 million wire transfer, a Maryland federal court ruled, finding that its policy's extended reporting period was not active when it submitted the claim due to the start of another insurance program.
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December 04, 2025
Zillow's Climate Score Removal Sparks Insurance Concerns
Zillow's recent decision to reduce the visibility of a climate-risk feature attached to its real estate listings highlights a need to provide consumers with more information on a key driver of insurance costs, given differences in climate-risk modeling practices.
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December 04, 2025
'Public Policy' Exclusion Raises Red Flags For Insured Attys
The Pennsylvania Supreme Court heard oral arguments in a coverage dispute over claims that a Philadelphia hotel ignored sex trafficking, drawing the attention of policyholder attorneys who believe the hotel's insurers asked the court to step beyond the bounds of insurance contracts by applying an implicit "public policy" exclusion.
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December 04, 2025
Feds' Cyber Pullback Offers Little Relief To Insurance Pros
The federal government's retreat from regulations and enforcement actions around data breach and cybersecurity disclosures offers little relief to insurance experts, who see the exposure to cyber threats, potential liabilities and enforcement actions as only growing.
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December 04, 2025
Insurance Litigation Week In Review
The Eleventh Circuit said a State Farm unit doesn’t owe $1 million for a gas station shooting, a California federal court gave its final sign-off to a $4 million settlement between Allstate and home insurance policyholders and a Massachusetts federal court certified a class of Liberty Mutual policyholders. Here, Law360 takes a look at the past week's top insurance news.
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December 03, 2025
Judge To OK $16.5M 23andMe Insurer Buyback Deal In Ch. 11
A Missouri bankruptcy judge Wednesday agreed to approve a $16.5 million settlement between genetic testing company 23andMe and its insurers, in which the carriers proposed to buy back the unused portion of their cyber coverage.
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December 02, 2025
23andMe Seeks OK For $16.5M Cyber Insurance Settlement
Genetic testing company 23andMe asked a Missouri bankruptcy judge to approve an agreement it reached with a group of cyber insurers, in which those carriers would buy back the remaining portion of their aggregate $25 million in coverage.
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December 01, 2025
AM Best Says US Home Insurance Market Outlook Is 'Stable'
The U.S. homeowners insurance market is benefiting from a combination of moderating premium growth, reinsurance market stabilization and improved catastrophe risk management practices, global credit rating agency AM Best said Monday, upgrading the outlook for homeowner insurers to "stable" from "negative."
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December 01, 2025
Chancery Sets Standard In Scottish Re Case
The Delaware Chancery Court has signed off on the framework that will govern how scores of insurers press claims in the liquidation of Scottish Re (U.S.) Inc., issuing an opinion to spell out when courts must defer to the state insurance commissioner and when they must step in.
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November 26, 2025
Marsh Says Yacht Coverage Rival Poached Employees, Clients
Insurance broker Marsh & McLennan Agency told a New York federal court that its competitor carried out a coordinated scheme to poach an experienced employee with a roster of high-value clients to bulk up its recently launched yacht insurance practice.
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November 26, 2025
Ex-Atty Not Covered In $750K Law Firm Purchase Dispute
An insurer has no duty to defend or indemnify a disbarred attorney, who is currently serving a 90-month sentence for embezzling funds from his clients and law firm, in an underlying suit claiming he owes more than $750,000 for the purchase of a firm, an Illinois federal court ruled.
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November 25, 2025
Bojangles Franchisee Ends Coverage Battle With Final Insurer
The largest franchisee of chicken and biscuit restaurant Bojangles has dropped its claims against the last of three insurers it sued for coverage of an underlying suit over an employee's alleged rape by a co-worker, according to a court filing Tuesday.
Expert Analysis
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Montana Federal Ruling Takes Broad View Of 'Related Claims'
A Montana federal court recently took a broad view of related claims, ruling that claims brought by different plaintiffs in different states alleging different legal theories were nevertheless under a directors and officers insurance policy, illustrating the range of interpretations courts may give these clauses, say attorneys at Hunton.
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Demystifying Generative AI For The Modern Juror
In cases alleging that the training of artificial intelligence tools violated copyright laws, successful outcomes may hinge in part on the litigator's ability to clearly present AI concepts through a persuasive narrative that connects with ordinary jurors, say Liz Babbitt at IMS Legal Strategies and Devon Madon at GlobalLogic.
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Why Early Resolution Of Employment Liability Claims Is Key
A former Los Angeles fire chief's recent headline-grabbing wrongful termination suit against the city is a reminder that employment practices liability disputes can present risks to the greater business, meaning companies need a playbook for rapid, purposeful action, says Karli Moore at Intact Insurance Specialty Solutions.
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How New Rule On Illustrative Aids Is Faring In Federal Courts
In the 10 months since new standards were codified for illustrative aids in federal trials, courts have already begun to clarify the rule's application in different contexts and the rule's boundaries, say attorneys at Bernstein Litowitz.
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Strategies To Get The Most Out Of A Mock Jury Exercise
A Florida federal jury’s recent $329 million verdict against Tesla over a fatal crash demonstrates how jurors’ perceptions of nuanced facts can make or break a case, and why attorneys must maximize the potential of their mock jury exercises to pinpoint the best trial strategy, says Jennifer Catero at Snell & Wilmer.
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Notable Developments At The NAIC Summer Meeting
Attorneys at Debevoise discuss their top takeaways from the National Association of Insurance Commissioners summer meeting last month, including developments on risk-based capital requirements and the evolving use of artificial intelligence in insurance practices.
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Avoiding Unforced Evidentiary Errors At Trial
To avoid self-inflicted missteps at trial, lawyers must plan their evidentiary strategy as early as their claims and defenses, with an eye toward some of the more common pitfalls, says Nate Sabri at Perkins Coie.
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When AI Denies, Insurance Bad Faith Claims May Follow
Two recent rulings from Minnesota and Kentucky federal courts signal that past statements about claims-handling practices may leave insurers using artificial intelligence programs in claims administration vulnerable to suits alleging bad faith and unfair trade practices, say attorneys at Cozen O'Connor.
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Insuring Against FCA Risk In Shifting Trade Landscape
In today's heightened trade enforcement environment, companies should proactively assess whether their insurance programs are positioned to respond to potential False Claims Act or customs-related claims, including reviewing directors and officers, professional liability, and representations and warranties policies for key terms, say attorneys at Pillsbury.
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Key Insurance Coverage Considerations For AI Data Centers
The burgeoning artificial intelligence industry has sparked a surge in data center projects — a trend likely to be accelerated by the White House's AI Action Plan — but with these complex facilities come equally complex risks, engendering important insurance coverage considerations, say attorneys at Morgan Lewis.
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5 Key Steps To Prepare For Oral Arguments
Whether presenting oral arguments before the U.S. Supreme Court or a local county judge, effective preparation includes the same essential ingredients, from organizing arguments in blocks to maximizing the potential of mock exercises, says Allison Rocker at Baker McKenzie.
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9 Jury Selection Lessons From The Combs Trial
U.S. District Judge Arun Subramanian’s unusually thorough jury selection process for the trial of Sean Combs offers attorneys and judges a master class in using case-specific juror questionnaires and extended attorney-led voir dire to impanel better juries that produce more just outcomes, say Kevin Homiak at Wheeler Trigg and Leslie Ellis at The Caissa Group.
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Mitigating Employer Liability Risk Under Sex Assault Rule
The American Law Institute's newly approved rule expands vicarious liability to employers for certain sexual assaults that employees commit, which could materially increase employers' exposure unless they strengthen safeguards around high-risk roles, say attorneys at Morgan Lewis.