Specialty Lines

  • April 22, 2026

    Life Policy With $21M Payout Voided As Illegal Life Wager

    A Delaware federal court voided a life insurance policy as an unlawful wager on a now-deceased Florida woman's life, finding that Ameritas Life Insurance Corp. is entitled to retain the policy's $10 million death benefit and $11 million in premium payments.

  • April 20, 2026

    Insurer Intentionally Avoiding $200M Loan Claim, Court Told

    A litigation funding firm has accused its insurer of wrongfully refusing to pay out its policy's guaranteed $200 million in coverage for an unpaid loan, saying the insurer buried it in duplicative and burdensome information requests to avoid paying a valid claim.

  • April 20, 2026

    Excess Insurer Says Healthcare Co. Can't Tap $25M Policy

    A private equity-backed hospital management company can't tap into its $25 million excess professional liability insurance for several underlying lawsuits until it forks over its $5 million self-insured retention payment, National Fire & Marine Insurance told a Tennessee federal court.

  • April 16, 2026

    Climate-Insurance Bills Gain Steam In California, Hawaii

    Lawmakers in California and Hawaii are advancing insurance bills that would create new causes of actions against oil companies and expand last-resort coverage. Here, Law360 Insurance Authority breaks down the developments.

  • April 16, 2026

    Timeshare Exit Patrons Nab Reversal In Coverage Denial Row

    A Washington federal judge held she made a "mistake" when she rejected arguments that an insurer acted in bad faith by declining to defend a now-defunct timeshare exit company from a consumer protection class action that yielded a $630 million deal.

  • April 16, 2026

    Ye's UK Entry Denial Prompts Event Coverage Questions

    The cancellation of a London-based music festival after the rapper Ye was denied entry into the United Kingdom has prompted insurance experts to theorize whether his past conduct will complicate event cancellation coverage for the festival.

  • April 16, 2026

    Insurance Litigation Week In Review

    A Vermont court confirmed a $13 million arbitration win, a Washington federal court relieved an insurer from defending a former coach accused of sexual harassment, and a Colorado federal court denied a quick win in a storm damage dispute. Law360 has the past week's top insurance news.

  • April 09, 2026

    NY Auto Rate Plan Better For Session, Not Budget, Experts Say

    New York's budget is stalled in part by Gov. Kathy Hochul's push to change auto insurance laws. Experts are split on whether her proposed comparative fault system would work or even belongs in the budget.

  • April 09, 2026

    11-Month Defense Delay Could Pique Wash. Justices' Interest

    A request from former Timeshare Exit Team customers for a federal court to certify questions about a $630 million deal presents an opportunity for a state high court to look at an 11-month defense delay. Carrier-side attorney Mark E. Mills spoke to Law360 Insurance Authority about the case.

  • April 09, 2026

    Insurance Litigation Week In Review

    An insurer didn't owe coverage to the owners of a farm in a carbon monoxide injury suit, an Allied World unit had a duty to defend a substance abuse treatment facility in a sexual misconduct case, and another carrier failed to show that a fertility dispute is barred from coverage. Law360 has the past week's top insurance news.

  • April 09, 2026

    5th Circ. Revives Reinsurance Broker Row Over Credit Mishap

    The Fifth Circuit revived a suit by an insurer's owner alleging that its broker failed to administer its reinsurance program properly, leading to over $100 million in losses when it discovered the program lacked a valid line of credit.

  • April 07, 2026

    Iran War Could Revive 'Grip Of Peril' Insurance Rule

    Insurers are likely to run again into the thorny question of whether aircraft grounded amid airport closures in the Middle East are already within the "grip of the peril" if leasing companies make claims for damages on canceled policies, lawyers said.

  • April 06, 2026

    Fla. Jury Says AIG Unit Owes Atty $110K For Defense Costs

    A Florida federal jury awarded $110,000 in damages to an attorney who said an AIG unit refused to pay costs while defending a sports memorabilia company's former CEO against securities violations after the insurer claimed the executive's policy had exhausted its benefits. 

  • April 03, 2026

    Law360 Announces The Members Of Its 2026 Editorial Boards

    Law360 is pleased to announce the formation of its 2026 Editorial Advisory Boards.

  • April 03, 2026

    E-Cig Wholesaler Says Insurer Owes $5M For Warehouse Fire

    A wholesaler of electronic cigarette products is owed nearly $5 million in coverage for a warehouse fire that destroyed its inventory, it told an Illinois federal court, saying its insurer has wrongfully refused to pay anything beyond the $1.3 million it already paid for the loss.

  • April 02, 2026

    Former Counsel To Calif. Insurance Chief Talks Reform Push

    California insurance regulators worked under immense pressure to improve homeowners insurance availability amid tight regulatory constraints and major climate disasters. Hinshaw & Culbertson's Lucy Wang, the former special counsel to the state's insurance commissioner, spoke with Law360 about the challenges of such an overhaul and about what's to come for the next commissioner.

  • April 02, 2026

    Insurance Litigation Week In Review 

    The Pennsylvania Supreme Court clarified workers compensation notice requirements for sole proprietors and State Farm policyholders received initial approval of a $15.6 million deal settling their totaled car payout class action. Law360 looks at the week's top insurance news.

  • April 02, 2026

    Insurer Distorts Evidence In $50M COVID Row, Court Told

    An auto parts manufacturer accused an insurer of distorting evidence of COVID-19 at its plants and contradicting policy language in order to escape its $50 million bid for coverage of pandemic-related losses in North Carolina federal court.

  • April 02, 2026

    Insurance Remains Steadfast Amid ESG Regs, Litigation

    Insurance coverage for claims related to environmental, social and governance programs remains a bright spot for insurance experts, who say the policies have largely held up to continued challenges from regulators and shareholders.

  • April 01, 2026

    Law Firm Not Insured By Cyber Policy After $158K Email Scam

    Two cyber insurers don't owe coverage to a Mississippi law firm after a fraudster used a false identity to hoodwink the firm out of more than $158,000 by procuring legal services to secure an owed debt that turned out to be fake, a federal court has ruled. 

  • March 31, 2026

    NJ Justices Reluctant To Stick Zurich With $2M UIM Bill

    The New Jersey Supreme Court on Tuesday appeared skeptical that a TJX Cos. employee can recover up to the full $2 million limit in his employer's auto policy with Zurich American Insurance Co., rather than its $15,000 limit for underinsured motorists.

  • March 31, 2026

    Insurer Says Yale Was 'Misleading' In $4.1M Transplant Claim

    A Liberty Mutual unit accused Yale University's health system of making "serious and material misstatements" about a plan member's bone marrow transplant, the insurer said in its answer and counterclaim for a declaratory judgment that it can continue to deny the $4.1 million claim.

  • March 30, 2026

    AIG Unit Owes Law Firm For Defending CEO, Fla. Jury Told

    A lawyer told Florida jurors in a federal trial Monday that an AIG unit owes him more than $1 million in costs for defending a sports memorabilia company's former CEO against securities violations, saying the insurer broke a contract to pay his firm for legal services. 

  • March 26, 2026

    Meta Faces Steep Coverage Test For Verdicts After Del. Ruling

    Jury verdicts that Meta harmed young peoples' mental health will add a significant cost dimension to insurance coverage disputes over such cases. A Delaware finding that Meta isn't covered for certain underlying claims will likely keep insurers from making payments.

  • March 26, 2026

    Iran War Raises War Exclusion Fears For Cyber Coverage

    The United States and Israel's war with Iran is raising the prospect of related cyberattacks, along with concerns that affected companies may encounter coverage challenges due to war exclusions in many cyber policies.

Expert Analysis

  • Trial Advocacy Lessons From 3 Oscar-Nominated Films

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    Several films up for best picture at this weekend’s Academy Awards provide useful tips for trial lawyers, from the power of a dramatic opening to the importance of pivoting when the unexpected happens, say attorneys at Robins Kaplan.

  • Can Trump's AI Order Override State Insurance Rules?

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    Although a December executive order charts a course to potentially dismantle state artificial intelligence regulations applicable to virtually any industry, the effect on the insurance industry deserves special attention because under federal law, the regulation of the business of insurance is largely delegated to the states, say attorneys at Eversheds Sutherland.

  • PFAS Risks In M&A Amid Litigation, Legislative Developments

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    Per- and polyfluoroalkyl substances have become a significant M&A concern amid new trends in settlements and state laws, and potential buyers must find ways to evaluate potential related risks, say attorneys at Debevoise.

  • How To Counter 7 Logical Fallacies In Legal Arguments

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    Many legal arguments are riddled with reasoning flaws that can effectively distract or persuade the fact-finder, but these tactics lose much of their power when attorneys recognize and strategically shine a light on them, says Allison Rocker at Baker McKenzie.

  • Reel Justice: 'Sentimental Value' And Witness Anxiety

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    "Sentimental Value" reminds us that anxiety can interfere with performance, but unlike actors, witnesses cannot rehearse their lines or control the script, so a lawyer's role is not to eliminate stress, but to create conditions where the accuracy of a witness's testimony survives under pressure, says Veronica Finkelstein at Wilmington University.

  • Mind The Gap: Crafting D&O Straddle Coverage For M&A

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    A recent Florida federal court decision highlights an often-overlooked risk for those negotiating directors and officers insurance coverage for mergers and acquisitions: the potential for so-called straddle claims, falling in the gap between tail and go-forward coverage, say attorneys at Reed Smith.

  • 4th Circ. D&O Ruling Shows Why Textual Policy Args Are Best

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    The Fourth Circuit's recent decision in favor of the insurer in Navigators Insurance v. Under Armour highlights how plain-text policy interpretation protects party autonomy and improves predictability to the benefit of both insurers and insureds, say attorneys at Zelle.

  • Clarifying A Persistent Misconception About Settlement Talks

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    An Indiana federal court’s recent Cloudbusters v. Tinsley ruling underscores the often-misunderstood principle that Rule 408 of the Federal Rules of Evidence does not bar parties from referencing prior settlement communications in their pleadings — a critical distinction when such demands further a fraudulent or bad faith scheme, say attorneys at Hanson Bridgett.

  • Tick, Tock: Maximizing The Clock, Regardless Of Trial Length

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    Whether a judge grants more or less time for trial than an attorney hoped for, understanding how to strategically leverage the advantages and attenuate the disadvantages of each scenario can pay dividends in juror attentiveness and judicial respect, says Clint Townson at Townson Litigation.

  • How Policy Differences Affect Recovery From Cyberattacks

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    Careful attention to policy language and real-world operational realities can mean the difference between a partial and a full recovery after a cyberincident — particularly, how long the insurance policy will cover lost income and extra expenses incurred, and when that period ends, says Scott Godes at Barnes & Thornburg.

  • What To Know About Project-Specific Professional Liability

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    The ongoing rebuild of the Francis Scott Key Bridge is an example of a construction megaproject that may call for project-specific professional liability insurance, a specialized product that must be negotiated with care, especially when it comes to its multiple claims provisions, say attorneys at Maslon.

  • How Insurers Are Wording AI Exclusions

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    Artificial intelligence exclusions are now available for use in insurance policies, meaning corporate risk managers must determine how those exclusions are interpreted and applied, and how they define AI, says David Kroeger at Jenner & Block.

  • State Of Insurance: Q4 Notes From Illinois

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    In 2025's last quarter, Illinois’ appellate courts weighed in on overlapping homeowners coverages for water-related damages, contractual suit limitation provisions in uninsured motorist policies, and protections for genetic health information in life insurance underwriting, while the Department of Insurance sought nationwide homeowners' insurance data from State Farm, says Matthew Fortin at BatesCarey.