Specialty Lines

  • November 20, 2025

    Insurance Litigation Week In Review

    The Pennsylvania Supreme Court heard oral arguments in a dispute over coverage for sex-trafficking suits, the Illinois Supreme Court questioned whether regulatory permits override pollution exclusions, and the Eighth Circuit affirmed an apartment owner's $27 million jury award for fire damage.

  • November 20, 2025

    AI Chatbots Spark Coverage Concerns Over Privacy Claims

    Artificial intelligence-powered chatbots are raising novel concerns about potential privacy violations under federal and state wiretapping and eavesdropping laws, prompting questions about coverage for such claims, a policyholder attorney told Law360. Here, Stephanie E. Gee of Reed Smith LLP breaks down the issue.

  • November 19, 2025

    Insurer Says Broker Error Bars Claim For Chocolate Spoilage

    Aspen American Insurance Co. hit a U.S. affiliate of French pastry retailer Laduree with a federal complaint seeking to void an insurance contract over a shipment of chocolate the company claimed was improperly refrigerated during overseas transit.

  • November 18, 2025

    Ill. Justices Mull If Permits Override Pollution Exclusions

    Counsel for a sterilization company and its former parent seeking defense costs for hundreds of lawsuits over ethylene oxide emissions at a suburban Chicago facility urged the Illinois Supreme Court on Tuesday to find a pollution exclusion in their insurance policy doesn't apply to emissions allowed under a state permit, insisting the policyholders are not polluters under Illinois law or "in the general sense of the word."

  • November 18, 2025

    Insurer Needn't Cover LA Zoo Org. In City Contract Dispute

    An insurer doesn't owe coverage to the Los Angeles Zoo's nonprofit arm in a contractual dispute brought by the city, a California federal court has ruled, finding that all claims are excluded under the association's nonprofit asset protection policy.

  • November 13, 2025

    Insurance Securities Payouts Prove Valuable To Jamaica

    Payouts of over $240 million to Jamaica in the wake of Hurricane Melissa from a catastrophe bond and parametric insurance policies show the crucial role of the growing insurance-linked securities market for immediate funding needs after natural disasters, people familiar with the development of risk-transfer mechanisms in the Caribbean told Law360.

  • November 13, 2025

    11th Circ. Limits $1M Payout For Sheriff In Parkland Shooting

    The Eleventh Circuit limited a Florida sheriff's office's responsibility to only $1 million in a lawsuit involving a 2018 high school mass shooting, saying its insurer must pay the excess damages to the victims and families who were impacted by the event, which left 17 people dead and several more injured. 

  • November 13, 2025

    Colo. Plan To Cut Auto Rates Aims To Educate Policyholders

    Colorado's governor is aiming to increase transparency in rate-making and improve public safety under his plan to combat rising auto insurance premium costs, but more action from policymakers may be required to spur significant change in the state's auto insurance industry, experts say.

  • November 13, 2025

    Insurance Litigation Week In Review

    The Eighth Circuit said it will rehear a Travelers unit's appeal of a $27 million fire damage award involving microscopic soot, the Delaware Supreme Court heard oral arguments over coverage for AMC's settlement of shareholder litigation with common stock and Geico lost its bid to dismiss a tax collection lawsuit. Here, Law360 takes a look at the past week's top insurance news.

  • November 12, 2025

    8th Circ. Will Rehear Travelers' $27M Fire Award Challenge

    The Eighth Circuit agreed Wednesday to revisit its previous split decision affirming a Missouri-based apartment complex owner's $27 million jury award against a Travelers unit in a fire coverage dispute.

  • November 12, 2025

    Co. Says Excess Insurer Can't Avoid Asbestos Coverage Row

    A paint and drywall product manufacturer said an Allianz unit can't rely on a pollution exclusion to avoid a dispute over coverage for underlying asbestos claims, telling a Texas federal court that the insurer's interpretation of the exclusion is contrary to the policy language and unsupported by Texas law.

  • November 10, 2025

    Law360 MVP Awards Go To Top Attorneys From 76 Firms

    The attorneys chosen as Law360's 2025 MVPs have distinguished themselves from their peers by securing significant achievements in high-stakes litigation, complex global matters and record-breaking deals.

  • November 10, 2025

    Judge Wary Of Bid To Nix SVB Expert In $73M Coverage Row

    A U.S. magistrate judge seemed skeptical of an insurer's bid to exclude a witness proffered as a policy expert on financial institution bonds, repeatedly asking Berkley Regional Insurance Co.'s counsel in a Monday hearing why the expert's experience — or lack thereof — should disqualify him.

  • November 10, 2025

    Best Buy Says CGL Policy, Not Auto, Covers Crash Settlement

    Best Buy accused three AXA XL units of failing to properly cover its "multi-million-dollar" settlement of negligence claims over a fatal automobile collision involving an independent subcontractor, telling a Minnesota federal court its insurers have restricted coverage to an inapplicable auto policy with a $6 million deductible.

  • November 10, 2025

    Insurer Says $4M Excess Policy Excludes Oil Tanker Collision

    An excess insurer for a fuel and chemical transportation company told a Utah federal court it should owe no coverage for an oil tanker collision and resultant crude oil cleanup costs, pointing to what is known as a total pollution exclusion.

  • November 07, 2025

    Bojangles Not Covered In NC Sex Abuse Suit, Insurer Says

    Fried chicken fast-food chain Bojangles and one of its largest franchisees are not entitled to defense coverage in an underlying civil suit alleging a restaurant manager sexually groomed and abused two minor employees in North Carolina, their insurance company said Friday.

  • November 07, 2025

    Insurer Freed From Covering $3.4M Lost Evidence Settlement

    A real estate company's insurer owes no coverage for a $3.4 million settlement resolving an employee's claim that it negligently failed to preserve video evidence of his fall into a sewer pit, an Illinois federal court ruled, rejecting the company's argument that the insurer prejudiced it while providing a defense.

  • November 06, 2025

    Calif. Insurer Solvency Rule Draws Mixed Reactions On Reach

    A proposed California rule to require insurers to report on long-term climate and technological risks could boost oversight of major industry and consumer threats, but experts also said the rule could go further in pushing carriers to be more eco-friendly.

  • November 06, 2025

    Bank Seeks $2.4M From Insurer Over NFL Player Loan Forgery

    An Indiana-based regional bank told a federal court that its insurer wrongly denied coverage for a roughly $5.3 million loan it issued to an individual impersonating Cleveland Browns tight end David Njoku, claiming a loss of more than $2.4 million.

  • November 06, 2025

    Insurance Litigation Week In Review

    The Second Circuit revived a property owner and manager's negligence claim against their insurance broker, the Sixth Circuit said an insurer can't relitigate a defense cost reimbursement dispute with a reinsurer, and a Michigan appeals court revived a woman's suit seeking personal injury protection benefits after a car crash. Here, Law360 takes a look at the past week's top insurance news.

  • November 06, 2025

    Citgo Win May Put Focus On Geographical Policy Limits

    A Second Circuit ruling affirming a $54 million judgment for Citgo in a coverage dispute over oil cargo lost during political unrest in Venezuela was an unsurprising outcome, a maritime and insurance attorney told Law360, but it may spark carriers to reevaluate or emphasize certain policies' geographical limitations. Here, Jonathan Thames of Nicoll Black Altenbrun & Feig PLLC breaks down the case.

  • November 05, 2025

    4 Firms Fueling Website Tracking Claims, Cyber Insurer Says

    A quartet of California-headquartered consumer law firms were behind nearly three-quarters of the website tracking and data privacy claims that both large and small businesses have reported to cyber insurer Coalition Inc. in recent years, according to a new report released Wednesday. 

  • November 05, 2025

    Mich. Justices Probe Nationwide's Combined Tax Filing Win

    Two Michigan Supreme Court justices questioned Wednesday whether the state's tax statutes governing insurance companies exclude key phrases that would allow Nationwide entities to file as a unitary group that can share credits among its members.

  • November 04, 2025

    Insurer Must Turn Over Docs In $6.8M Fraud Dispute

    An electronic payments company's insurer must turn over claim files and underwriting materials as they continue to litigate whether the company's roughly $6.8 million loss from two fraud schemes falls within its policy's coverage for "computer fraud," an Iowa federal court ruled Tuesday.

  • November 03, 2025

    Adhesives Co. Seeks AIG's Defense In Faulty Grout Row

    Adhesives manufacturer H.B. Fuller Co. told a Minnesota federal court that an AIG unit has breached its duty to defend the company in a proposed class action over the company's Power Grout product, alleging the unit "has abandoned" the company amid ongoing mediation talks in the underlying case.

Expert Analysis

  • What Insurers Need To Know About OFAC's Expanded FAQs

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    The Office of Foreign Assets Control's recently expanded insurance FAQs clarify how OFAC views insurance policies in a number of specific circumstances involving sanctioned parties, and make plain that sanctions compliance is the responsibility of all participants in the insurance ecosystem, including underwriters, brokers and agents, say attorneys at Morgan Lewis.

  • Nevada Justices Could Expand Scope Of Subrogation Claims

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    The Nevada Supreme Court's recent decision to hear North River Insurance v. James River Insurance could expand the scope of equitable subrogation claims in the state by aligning with the California standard, which doesn't require excess insurers to demonstrate damages, says Daniel Heidtke at Duane Morris.

  • How D&O Coverage Can Aid Against Increased AI Scrutiny

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    The recent increase in regulatory enforcement and securities class actions stemming from corporate use of artificial intelligence should prompt companies to ensure that their directors and officers liability insurance coverage is appropriately tailored to AI-related risks, say attorneys at Reed Smith.

  • 8 Tech Tips For Stress-Free Remote Depositions

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    Court reporter Kelly D’Amico shares practical strategies for attorneys to conduct remote depositions with ease and troubleshoot any issues that arise, as it seems deposition-by-Zoom is here to stay after the pandemic.

  • 4 Ways Attorneys Can Emotionally Prepare For Trial

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    In the course of litigation, trial lawyers face a number of scenarios that can incite an emotional response, but formulating a mental game plan in advance of trial can help attorneys stay cool, calm and collected in the moment, says Rachel Lary at Lightfoot Franklin.

  • Presidential Campaign Errors Provide Lessons For Trial Attys

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    Vice President Kamala Harris’ presidential campaign employed numerous strategies that evidently didn’t land, and trial attorneys should take note, because voters and jurors are both decision-makers who are listening for how one’s case presentation would affect them personally, says Reuben Guttman at Guttman Buschner.

  • Putting NYDFS AI Cybersecurity Guidance Into Practice

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    New guidance from the New York Department of Financial Services explains how financial institutions should assess and mitigate cybersecurity risks associated with artificial intelligence, focusing on four main threats and highlighting how varying environments require specific mitigation measures, say attorneys at Saul Ewing.

  • Recent Developments In Insurance Coverage For FCA Claims

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    As the U.S. Department of Justice continues its vigorous False Claims Act enforcement, companies looking to their insurers to help defray the costs of an investigation or settlement should note recent decisions on which types of policies cover FCA claims, which policy periods apply and which portions of FCA-related losses are covered, say attorneys at Covington.

  • Consider The Impact Of Election Stress On Potential Jurors

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    For at least the next few months, potential jurors may be working through anger and distrust stemming from the presidential election, and trial attorneys will need to assess whether those jurors are able to leave their political concerns at the door, says Ken Broda-Bahm at Persuasion Strategies.

  • NC Ruling Takes Practical Approach To Duty-To-Defend Costs

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    In Murphy-Brown v. Ace American Insurance, a case of first impression, the North Carolina Business Court adopted the commonsense rationale of many state courts in holding that policyholders' defense costs should be deemed presumtively reasonable when a insurer breaches its duty to defend, say attorneys at McGuireWoods.

  • A Look At Insurance Coverage For Government Investigations

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    Attorneys at Jenner & Block discuss the quirks and potential pitfalls of insurance coverage for government claims and investigations, including those likely to arise from the U.S. Department of Justice's recently announced whistleblower program.

  • Why Diversity Jurisdiction Poses Investment Fund Hurdles

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    Federal courts' continued application of the exacting rules of diversity jurisdiction presents particular challenges for investment funds, and in the absence of any near-term reform, those who manage such funds should take action to avoid diversity jurisdiction pitfalls, say attorneys at Sher Tremonte.

  • 7 Tips To Help Your Witness Be A Cross-Exam Heavyweight

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    Because jurors tend to pay a little more attention to cross-examination, attorneys should train their witnesses to strike a balance — making it tough for opposing counsel to make their side’s case, without coming across as difficult to the jury, says Ken Broda-Bahm at Persuasion Strategies.