Specialty Lines

  • August 21, 2025

    AI Tools Spark Debate Over Insurance Policy Interpretation

    An artificial intelligence tool drafts an insurance policy and makes a note of potential inconsistencies in language.

  • August 21, 2025

    Abuse Claim Influx Raises Insurance Woes For Calif. Schools

    Legislation in California eliminated a number of claim prerequisites and the statute of limitations for childhood sexual assault survivors pursing litigation against public entities, but five years later insurance experts are sounding the alarm as to how this legislation has impacted public schools' ability to procure adequate liability coverage at a reasonable cost.

  • August 21, 2025

    Court Refuses To Split IT Co.'s Settlement Coverage Claims

    A Colorado federal court refused Thursday to separate and stay an information technology company's bad faith claims against a Chubb unit and malpractice claim against a law firm in a dispute over coverage for a $3.4 million underlying judgment.

  • August 21, 2025

    Q&A: Lawmaker Takes Aim At High Property Insurance Costs

    Finding ways to make property insurance more affordable in New York is the intended outcome of a New York State Senate investigation into a crisis that's threatening to price people out of their communities, said the chair of the senate's insurance committee.

  • August 21, 2025

    Why Del. Policyholders Should Heed CVS Opioid Claim Loss

    The Delaware Supreme Court's refusal to reverse a lower court's ruling that CVS Corp. isn't owed coverage for government, hospital and third-party payer claims for economic losses related to the company's opioid dispensing practices marks a concerning turn for policyholders incorporated in the state, a policyholder attorney told Law360.

  • August 21, 2025

    Pa. Firm Lacked Standing To Sue Legal Malpractice Insurer

    A Philadelphia law firm that dropped its bad faith lawsuit against its insurer was not a true legal entity and never had standing to sue for coverage of a legal malpractice case that ended in a $600,000 judgment, a Pennsylvania federal judge ruled Thursday.

  • August 21, 2025

    Insurance Litigation Week In Review

    Units of Chubb and AIG don't owe coverage to CVS in suits over the opioid epidemic, BP and Chevron needn't reimburse a surety $11 million, a reinsurer must face investors' misrepresentation claims, and an Allianz insurer must pay $23 million in damages and interest in an asbestos coverage suit.

  • August 20, 2025

    Reinsurer Must Face Investors' Omission Suit, 3rd Circ. Says

    The Third Circuit Wednesday wiped out Maiden Holdings' summary judgment win over investors accusing the reinsurance company of misrepresenting its underwriting and risk management practices, saying the district court misapplied U.S. Supreme Court precedent regarding the materiality of withheld information.

  • August 20, 2025

    Yacht Brokerage Fights Judge's Exclusion Reading

    A yacht brokerage trade group urged a Florida federal court to reject a magistrate judge's recommendation freeing a professional liability insurer from covering the group in an antitrust class action, arguing that the magistrate judge misinterpreted a "standard setting" exclusion.

  • August 19, 2025

    Manufacturing Cos. Score $23M Win In Lengthy Asbestos Suit

    Two manufacturing companies involved in a long-running dispute over coverage for asbestos bodily injury claims have won $23 million from an Allianz unit for damages and interest, with a New York trial court finding the manufacturers properly determined claim liabilities. 

  • August 19, 2025

    Credit Union Seeks Coverage For ITM Hack, Fraud Schemes

    An insurer owes nearly $715,000 for two separate losses a credit union incurred after a crime ring hacked a number of its interactive teller machines and a counterfeit check fraud scheme affected multiple account holders, the credit union said in a lawsuit removed to Delaware federal court.

  • August 18, 2025

    NJ Law Firm Not Covered In Malpractice Suit, Court Says

    An insurer has no duty to defend or indemnify a Princeton law firm against a malpractice suit alleging that one of its attorneys assisted a client in misappropriating her husband's assets, a New Jersey federal court ruled Monday, finding that a prior knowledge exclusion bars coverage.

  • August 18, 2025

    Insurer, Kennel Settle Coverage Dispute Over Nuisance Claims

    A Hanover unit and a dog kennel have resolved a dispute over coverage for an underlying suit alleging that the kennel's expansion interfered with a Golden State community's rights of possession, according to a California federal court filing.

  • August 18, 2025

    Goldberg Segalla Adds Employment, Insurance Attys In NYC

    Goldberg Segalla LLP announced Monday that it has grown its employment and insurance services in New York with the recent addition of two attorneys who moved their practices from Gordon Rees Scully Mansukhani LLP and Clyde & Co. LLP.

  • August 18, 2025

    Progressive Must Cover $6M Title Insurer Judgment, Mall Says

    Progressive must cover a more than $6 million judgment against a title insurance agency that Progressive insured, the owner of a New Jersey shopping center told a Pennsylvania state court, arguing that Progressive-appointed counsel rejected prior settlement opportunities in bad faith.

  • August 15, 2025

    Excess Insurer Blames Primary For Costly Auto Collision Deal

    An excess insurer told a California federal court that the primary insurer of a construction company failed to reach a lesser settlement amount in a suit alleging the company's owner was responsible for a car collision.

  • August 14, 2025

    Ruling May Increase Reinsurers' Caution In Insureds' Dealings​​​​​​​

    A Texas federal judge's ruling that a chemical manufacturer can continue to pursue litigation against a reinsurer in connection with the manufacturer's roughly $100 million business interruption claim offered a well-reasoned analysis as to when a policyholder has standing to bring a direct action against a reinsurer, experts said.

  • August 14, 2025

    Fla. Citizens Ruling Highlights Late Property Claim Risks

    A recent Florida appellate court ruling affirming that the state's last-resort insurer properly denied a late-filed claim for hurricane damage wasn't surprising given legislative changes in recent years, but highlighted the import of filing timely claims, experts say.

  • August 14, 2025

    Travel Disruptions Expose Gaps In Insurance Coverage

    Individuals traveling in the United States this summer that have had to endure flight delays and cancellations, extreme weather events, and increased immigration enforcement and security procedures may find themselves further frustrated when turning to travel insurance policies for support. Carrier-side attorney Heidi Lawson spoke to Law360 about where the expectations of travel insurance customers fail to align with the actual coverage their policies afford, and where policies can improve in both coverage and transparency.

  • August 14, 2025

    Insurance Key To Mitigating Mortgage Risks From Flooding

    The increase of flooding in areas outside mandatory flood insurance purchase zones is contributing to mortgage risks for underinsured homeowners following disasters, underscoring a need to find ways to ensure more people have flood coverage, experts say.

  • August 14, 2025

    Insurance Litigation Week In Review

    Defense cost payments by 3M can't satisfy the self-insured retention of its subsidiary's insurance policies, a subcontractor's insurer must indemnify a property owner in a pending injury suit, an excess insurer owes $2 million for a car crash, and a gym chain may have coverage for losses stemming from COVID-19 shutdown orders. Here, Law360 takes a look at the past week's top insurance news.

  • August 14, 2025

    Poetry In Motions: Wallace Stevens Wedded Art, Insurance

    Wallace Stevens was an acclaimed modernist poet, but his parallel career as an insurance attorney isn't as widely discussed, according to attorney Daniel J. Kornstein, who has studied Stevens' life. To mark the 70th anniversary of Stevens' death, Law360 spoke with Kornstein about what insurance law may have meant to the poet.

  • August 13, 2025

    No Coverage For Senior Center In Sex Abuse Suit, Court Told

    A senior care facility isn't owed coverage for an underlying lawsuit accusing a facility chaplain of sexually assaulting a patient, the facility's insurer said, arguing coverage is precluded due to a molestation exclusion and because the allegations don't pertain to a medical incident.

  • August 12, 2025

    Pizza Chain's Cyber Claim Capped At $250K, Insurer Says

    A cyber insurer urged a Texas federal court to reject Cicis Pizza's attempt to recast a ransomware attack as a cyber extortion event in order to open the door to more coverage, saying it has fulfilled its contractual obligations by paying $250,000 under the policy's ransomware endorsement.

  • August 12, 2025

    Insurer Obstructed $116M In Funding Claims, Court Told

    A company that invested in a personal injury law firm's docket of cases alleges in a lawsuit removed to North Carolina federal court that its insurer "intentionally obstructed" its recovery of more than $116 million in coverage under policies insuring that investment.

Expert Analysis

  • In-House Expert Testimony Is Tricky, But Worth Considering

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    Litigation counsel often reject the notion of designating in-house personnel to provide expert opinion testimony at trial, but dismissing them outright can result in a significant missed opportunity, say David Ben-Meir at Ben-Meir Law and Martin Pitha at Lillis Pitha.

  • Tracking Changes To AI Evidence Under Federal Rules

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    As the first quarter of 2025 draws to a close, important changes to the Federal Rules of Evidence regarding the use of artificial intelligence in the courtroom are on the horizon, including how to handle evidence that is a product of machine learning, say attorneys at Debevoise.

  • Key Insurance Issues Likely To Arise From NY Superfund Law

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    The recently enacted New York Climate Change Superfund Act imposes a massive $75 billion in liabilities on energy companies in the fossil fuel industry, which can be expected to look to their insurers for coverage, raising a slew of coverage issues both old and new, say attorneys at Wiley.

  • Airlines Should Follow Treaty On Prompt Crash Payouts

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    In the wake of the recent crash of a Delta Air Lines flight during landing in Toronto, it is vital for air carriers and their insurers to understand how the Montreal Convention's process for immediate passenger compensation can avoid years of costly litigation and reputational damage for companies, says Robert Alpert at International Crisis Response.

  • What To Know About NAIC's Risk-Based Capital Task Force

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    Attorneys at Debevoise outline key details of the Risk-Based Capital Model Governance Task Force, which was recently launched by the National Association of Insurance Commissioners, including the task force's objectives, and potential implications for insurers and their investment strategies.

  • How Calif.'s Wildfire Insurance Crisis Might Affect Texas

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    Attorneys at Munsch Hardt examine the implications of California's wildfire insurance crisis for Texas, including potential shifts in coverage availability, regulatory differences and how the insurers in the second-largest U.S. state may react to a major wildfire event.

  • Steering Clear Of US Sanctions While Paying Pirates Ransom

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    Maritime operators, insurers and financial institutions must exercise extreme caution when making ransom payments related to Somali piracy, as the payments could trigger primary and secondary sanctions enforcement by the Office of Foreign Assets Control, says Chelsea Ellis at LMD Trade Law.

  • How To Create A Unique Jury Profile For Every Case

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    Instead of striking potential jurors based on broad stereotypes or gut feelings, trial attorneys should create case-specific risk profiles that address the political climate, the specific facts of the case and the venue in order to more precisely identify higher-risk jurors, says Ken Broda-Bahm at Persuasion Strategies.

  • What To Know About Insurance Coverage For Greenwashing

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    As the number of public and private lawsuits relating to greenwashing dramatically grows, risk managers of companies making environmental claims should look to several types of insurance for coverage in the event of a suit, say attorneys at Hunton.

  • Managing Anti-Corporate Juror Views Revealed By CEO Killing

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    After the shooting of UnitedHealthcare CEO Brian Thompson laid bare deep-seated anti-corporate sentiments among the public, companies in numerous industries will have to navigate the influence of related juror biases on litigation dynamics, say Jorge Monroy and Keith Pounds at IMS Legal Strategies.

  • Evidence Rule May Expand Use Of Out-Of-Court Statements

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    A proposed amendment to Federal Rule of Evidence 801(d)(1)(A) would broaden the definition of nonhearsay, reflects a more pragmatic approach to regulating the admissibility of out-of-court statements by declarant-witnesses, and could help level the playing field between prosecutors and criminal defendants, say attorneys at Hangley Aronchick.

  • The Math Of Cross-Examination: Less Is More, More Is Less

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    When conducting cross-examination at trial, attorneys should remember that “less is more, and more is less” — limiting both the scope of questioning and the length of each query in order to control the witness’s testimony and keep the factfinders’ attention, says Thomas Innes at the Defender Association of Philadelphia.

  • Rethinking 'No Comment' For Clients Facing Public Crises

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    “No comment” is no longer a cost-free or even a viable public communications strategy for companies in crisis, and counsel must tailor their guidance based on a variety of competing factors to help clients emerge successfully, says Robert Bowers at Moore & Van Allen.