Property
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									September 02, 2025
									2nd Circ. Affirms Arizona Iced Tea's Audit Expense CoverageHanover Insurance Co. must cover the maker of Arizona Iced Tea for additional audit expenses from a power surge that erased years of financial data, the Second Circuit determined Tuesday, finding that delays and additional costs were directly traced to the surge and therefore covered. 
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									September 02, 2025
									Progressive Owes No Coverage For Truck Transport MishapA Progressive Insurance unit has no duty to defend or indemnify a transportation company facing an injury lawsuit alleging that a disabled truck rolled into oncoming interstate traffic while a worker was loading it onto a trailer, an Alabama federal court ruled Tuesday. 
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									September 02, 2025
									Texas Mall Settles $7.3M Hailstorm Coverage DisputeA Texas shopping center owner told a federal court Tuesday that it has "amicably" settled its dispute with insurers for roughly $7.3 million in hail damage it incurred, roughly three months after it took them to court. 
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									August 29, 2025
									8th Circ.'s 'Erie Guess' Affirms Apt. Co.'s $27M Insurance WinA partially split Eighth Circuit panel affirmed an apartment complex's $27 million jury award against Travelers Insurance, holding that an expert's testimony about the presence of carcinogenetic soot is sufficient to support the verdict that a fire on the property caused "direct physical loss of or damage to" unburned sections. 
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									August 29, 2025
									Hurricane Maria Fraud Suit Against Adjuster Thrown OutA Puerto Rico federal court tossed an insurer's lawsuit against a public adjuster alleging it inflated its calculation of damage that a Puerto Rico town suffered from Hurricane Maria in 2017, finding the lawsuit amounts to "overly broad claims of dissatisfaction with the opposing party's conduct during the insurance claim process." 
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									August 28, 2025
									Katrina's Insurance Lessons Ever Relevant 20 Years LaterHurricane Katrina's landfall in New Orleans 20 years ago was an unprecedented catastrophe that resulted in financial consequences and insurance lessons that are more relevant today than ever, as fossil fuel-induced climate change promises more intense storms, experts say. 
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									August 28, 2025
									Crop Insurance Changes Bring Needed Funding BoostThe U.S. Department of Agriculture's Risk Management Agency implementation of enhancements to federal crop insurance programs under the One Big Beautiful Bill Act includes a funding boost to programs, but leaves some industry experts hoping there's more legislation to come. 
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									August 28, 2025
									Insurance Litigation Week In ReviewThe Fourth Circuit erased class certification in a lawsuit challenging Progressive's coverage of totaled vehicles, the First Circuit said an insurer had no defense obligations over an eviction scheme alleged at a senior living facility and the Ninth Circuit assessed the "unconscionability" of liability language in an aircraft service agreement. Here, Law360 takes a look at the past week's top insurance news. 
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									August 28, 2025
									Hotel Group Says Insurer Owes $12.5M For Helene LossesA hotel group said it is entitled to recover $12.5 million from a Liberty Mutual unit for business interruption losses stemming from Hurricane Helene, the company said, telling a North Carolina federal court that the insurer has unjustifiably and in bad faith refused to provide coverage. 
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									August 26, 2025
									4th Circ. Revokes Class Cert. In Progressive Car Valuation SuitThe Fourth Circuit reversed a Progressive Insurance policyholder's class certification win over certain adjustments the insurer makes when calculating the actual cash value of a totaled vehicle, saying that determining whether Progressive breached each insured's policy is a "highly individualized assessment." 
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									August 26, 2025
									1st Circ. Says Insurer Owes No Defense In Eviction SuitsA Liberty Mutual unit has no duty to defend a commercial real estate loan provider in underlying suits over the eviction of residents from a Massachusetts senior care facility, the First Circuit ruled, finding the insurer's denial of coverage to be reasonable. 
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									August 22, 2025
									Investment Cos.' IRS Deal Not Covered, Liberty Unit SaysTwo property investment companies aren't entitled to $1.7 million in coverage for a settlement reached with the IRS over a rejected $20.2 million charitable contribution deduction, a Liberty Mutual unit told a Georgia federal court, saying the deal was finalized without its knowledge or consent. 
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									August 22, 2025
									Supplement Co. Says Insurer Failed To Pay $2.1M ClaimThe parent company of sports nutrition and supplement website Bodybuilding.com told an Idaho federal court that a Berkley unit failed to fully pay for property damage and business income loss after a water pipe burst at the Boise-based data center hosting the website's servers. 
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									August 21, 2025
									AI Tools Spark Debate Over Insurance Policy InterpretationAn artificial intelligence tool drafts an insurance policy and makes a note of potential inconsistencies in language. 
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									August 21, 2025
									Abuse Claim Influx Raises Insurance Woes For Calif. SchoolsLegislation in California eliminated a number of claim prerequisites and the statute of limitations for childhood sexual assault survivors pursing litigation against public entities, but five years later insurance experts are sounding the alarm as to how this legislation has impacted public schools' ability to procure adequate liability coverage at a reasonable cost. 
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									August 21, 2025
									Q&A: Lawmaker Takes Aim At High Property Insurance CostsFinding ways to make property insurance more affordable in New York is the intended outcome of a New York State Senate investigation into a crisis that's threatening to price people out of their communities, said the chair of the senate's insurance committee. 
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									August 21, 2025
									Why Del. Policyholders Should Heed CVS Opioid Claim LossThe Delaware Supreme Court's refusal to reverse a lower court's ruling that CVS Corp. isn't owed coverage for government, hospital and third-party payer claims for economic losses related to the company's opioid dispensing practices marks a concerning turn for policyholders incorporated in the state, a policyholder attorney told Law360. 
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									August 21, 2025
									Insurance Litigation Week In ReviewUnits of Chubb and AIG don't owe coverage to CVS in suits over the opioid epidemic, BP and Chevron needn't reimburse a surety $11 million, a reinsurer must face investors' misrepresentation claims, and an Allianz insurer must pay $23 million in damages and interest in an asbestos coverage suit. 
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									August 20, 2025
									What To Watch In Florida Real Estate In 2025's Second HalfFlorida real estate is less impervious to challenges confronting the industry and broader economy than in recent years, but local attorneys and real estate professionals say they expect the market will continue to attract people, business and investment in the second half of 2025 and beyond. 
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									August 19, 2025
									Manufacturing Cos. Score $23M Win In Lengthy Asbestos SuitTwo manufacturing companies involved in a long-running dispute over coverage for asbestos bodily injury claims have won $23 million from an Allianz unit for damages and interest, with a New York trial court finding the manufacturers properly determined claim liabilities. 
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									August 18, 2025
									Insurer, Kennel Settle Coverage Dispute Over Nuisance ClaimsA Hanover unit and a dog kennel have resolved a dispute over coverage for an underlying suit alleging that the kennel's expansion interfered with a Golden State community's rights of possession, according to a California federal court filing. 
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									August 18, 2025
									Progressive Must Cover $6M Title Insurer Judgment, Mall SaysProgressive must cover a more than $6 million judgment against a title insurance agency that Progressive insured, the owner of a New Jersey shopping center told a Pennsylvania state court, arguing that Progressive-appointed counsel rejected prior settlement opportunities in bad faith. 
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									August 18, 2025
									Travelers Unit Doesn't Owe Coverage For Mich. Building FireA Travelers unit does not owe coverage for a 2023 building fire, a Michigan federal court ruled, finding that the property owner failed to install and maintain an automatic fire alarm system as required by the policy. 
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									August 15, 2025
									Smoke Shop Tells Panel It's Owed Defense Over Fatal CrashA North Carolina smoke shop urged a state appeals court to find that its insurer must defend it in a lawsuit alleging that an individual who consumed nitrous oxide products from the shop caused a fatal auto collision, noting it has already disputed underlying allegations of negligence. 
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									August 15, 2025
									Insurer Says Towing Co. Not Covered In Car Hood Injury SuitPrime Property and Casualty Insurance Inc. is suing a towing company in Florida federal court, saying it has no obligation to continue defending it in an injury suit stemming from injuries to a woman after one of the company's drivers helped jumpstart her car. 
Expert Analysis
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								Why Hiring Former Jurors As Consultants Can Be Risky  The defense team's decision to hire former juror Victoria George in the high-profile retrial of Karen Read shines a spotlight on this controversial strategy, which raises important legal, ethical and tactical questions despite not being explicitly prohibited, says Nikoleta Despodova at ND Litigation. 
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								Calif. Smoke Claim Ruling Gives Insurers Support On Denials  Far from being an outlier among ash, soot and smoke coverage cases, a California appellate court's recent opinion in Gharibian v. Wawanesa General Insurance reinforces the principle that policyholders must establish entitlement to coverage as a threshold matter, while supporting denials of coverage for meritless claims, says Kyle Espinola at Zelle. 
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								How Attys Can Use A Therapy Model To Help Triggered Clients  Attorneys can lean on key principles from a psychotherapeutic paradigm known as the "Internal Family Systems" model to help manage triggered clients and get settlement negotiations back on track, says Jennifer Gibbs at Zelle. 
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								How Attorneys Can Make The Most Of A Deposition Transcript  With recent amendments to federal evidence rules now in effect, it’s more important than ever to make sure that deposition transcripts are clear and precise, and a few key strategies can help attorneys get the most out of a transcript before, during and after a deposition, says Allison Rocker at Baker McKenzie. 
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								Navigating Florida's Bad Faith Reforms After Appellate Ruling  A Florida appellate court's recent decision is among the first to interpret two significant amendments to the state's insurance bad faith law, and its holding that one of the statutes could not apply retroactively may affect insurers' interpretation of the other statute, say attorneys at Cozen O'Connor. 
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								Key Questions When Mediating Environmental Disputes  As the U.S. Environmental Protection Agency implements dramatic regulatory changes, companies seeking to use mediation to manage increased risks and uncertainties around environmental liabilities should keep certain essential considerations in mind to help reach successful outcomes, says Edward Cohen at Thompson Coburn. 
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								Understanding How Jurors Arrive At Punitive Damage Awards  Much of the rising trend of so-called thermonuclear verdicts can be tied to punitive damages amounts that astonish the imagination, so attorneys must understand the psychological underpinnings that drive jurors’ decision-making calculus on damages, says Clint Townson at Townson Litigation. 
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								Notable Q1 Updates In Insurance Class Actions  The first quarter of 2025 was filled with the refinement of old theories in the property and casualty space, including in vehicle valuation, time to seek appraisal and materials depreciation, says Mathew Drocton at BakerHostetler. 
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								Takeaways From Alaska Justices' Pollution Exclusion Ruling  A recent Alaska Supreme Court ruling that a total pollution exclusion in a homeowners policy didn't bar coverage for carbon monoxide poisoning shows that even when policy language appears unambiguous on its face, courts can still consider the reasonable expectations of an insured to determine applicability, say attorneys at Hunton. 
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								Strategies To Help Witnesses Manage Deposition Anxiety  During and leading up to deposition, witnesses may experience anxiety stemming from numerous sources and manifesting in a variety of ways, but attorneys can help them mitigate their stress using a few key methods, say consultants at Courtroom Sciences. 
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								5 Insurance Types For Mitigating Tariff-Related Trade Losses  The potential for significant trade-related losses as a result of increased tariffs may cause companies to consider which of their insurance policies, including marine, builders risk, trade credit, and directors and officers, could provide coverage to alleviate the financial impact, say attorneys at Pillsbury. 
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								A Cold War-Era History Lesson On Due Process  The landmark Harry Bridges case from the mid-20th century Red Scare offers important insights on why lawyers must be free of government reprisal, no matter who their client is, says Peter Afrasiabi at One LLP. 
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								Texas Case Shows Why Juries Are Well-Suited To COVID Suits  The original jury verdict in Baylor College of Medicine v. Lloyd's, currently on appeal to the Texas Supreme Court after being overturned by an appellate panel, illustrates why COVID-19 business interruption claims with their case-specific facts need to be decided by juries, not by judges using a one-size-fits-all approach, says Jeremy Lawrence at Farella Braun.